ENGAGED

3. ORDER IN Time

If you cannot find the ideal ring for your significant other, consider having one custom-made. Should you have a specific proposal date in mind, it’s essential to allow the jeweller sufficient time to craft a unique and exquisite ring. A general guideline is to begin the process 6-8 weeks in advance, though you should consult your jeweller to confirm the exact timeline.

To streamline the process, having a clear design concept from the outset will help minimise revisions and ensure timely completion of the ring.

4. Know the 4 cs of diamonds

If, like most people, you are looking to propose with a diamond engagement ring, you'll need to know about the 4Cs of diamonds before you buy. The 4Cs are the quality gradings in which diamonds as assessed. The include:
1. Cut: The grading of how well the diamond is cut, which determines how well it reflects light
2. Colour: The measurement of how colourless a white diamond is
3. Clarity: A grading of how flawless a diamond is, both internally and externally
4. Carat: The weight that can give you an idea how large a diamond is

5. Ring SIZE - be discrete

The issue of working out your partner's ring size can be a big one, particularly if they don't wear many rings. There are a few ways to obtain a ring size including measuring another ring worn on the right-hand ring finger, purchase a ring sizer, ask a friend to help get the details, or measure the finger but note the knuckle may be the widest point of the finger. Australian ring sizes are scaled in letters from A-Z and also include half sizes; the most common sizes for females are between and I and O.

Not to worry if you don't get it right as most precious metal rings (platinum, gold and silver) can easily be resized up or down, but be sure to check with your jeweller when you purchase, that it can be resized and how much this will cost. 

6. Warranty not the same as insurance

Customers can sometimes mistake warranties for insurance. Warranties are in addition to your consumer rights and may come in the form of a 'care or maintenance plan' at an additional cost; these may include things such as complimentary clean and polish once a year, tightening loose stones or resizing.

Whereas jewellery insurance will provide protection in the event of theft or accidental damage. There are various insurance products available in which you can cover your jewellery, these include under contents insurance or standalone jewellery insurance.  Standalone policies will generally offer you more cover including wearing outside the house, international travel as well as the option to chose your jeweller in the event of a loss.